Legal

Terms of Use

Please read these terms carefully before using our website or participating in the webinar series.

1. Introduction

These Terms of Use ("Terms") govern your access to and use of the website operated by TIM LIMITED for the educational webinar series "Stress, Anxiety and Financial Decisions: How Expense Tracking Apps Help Restore Awareness and Peace of Mind."

By accessing this website and registering for the webinar series, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use this website or register for the event.

2. Educational Nature of the Project

The project is strictly educational.

All content provided through this website, the webinar sessions, and associated materials is intended exclusively for educational and informational purposes. The webinar series is a research-based discussion that explores the relationship between stress, anxiety, and financial decision-making, as well as the role of digital tools in restoring awareness and personal control.

This project does not promote any budgeting apps, expense trackers, financial tools, productivity platforms, or commercial applications of any kind.

3. No Guarantees of Results

No guarantees of results or changes in participant financial discipline are provided.

The webinar series provides educational content designed to help participants better understand the psychological mechanisms behind financial behavior. However, we make no representations, warranties, or guarantees regarding specific outcomes, improvements in financial habits, reduction of stress or anxiety, or any other measurable results from participating in the webinar series.

4. Not Professional Consultation

The materials and discussions presented during the webinar series do not constitute and should not be interpreted as:

  • Professional psychological consultation or therapy — The content is educational in nature and is not a substitute for professional mental health services. If you are experiencing severe anxiety or psychological distress, we encourage you to seek help from a qualified mental health professional.
  • Financial advice or investment recommendations — The webinar does not provide financial planning, investment advice, or recommendations regarding specific financial products, strategies, or decisions.
  • Medical advice — The content is not intended to diagnose, treat, cure, or prevent any medical or psychological condition.

5. Participant Responsibility

Participants are solely responsible for their interpretations, conclusions, and actions based on the information provided.

Any decisions you make as a result of participating in the webinar series, including but not limited to changes in financial behavior, use of digital tools, or personal practices, are made at your own discretion and risk. TIM LIMITED and the invited expert shall not be held liable for any consequences arising from such decisions.

6. Intellectual Property

All content on this website and presented during the webinar sessions, including but not limited to text, graphics, presentations, recordings, exercises, and other materials, is the intellectual property of TIM LIMITED or its content contributors and is protected by applicable copyright laws.

Participants may use webinar materials for personal educational purposes only. Reproduction, distribution, modification, or commercial use of any materials without prior written consent from TIM LIMITED is strictly prohibited.

7. Registration and Communication

By registering for the webinar series, you agree to provide accurate information (name and email address) and to receive organizational communications related to the event, including:

  • Registration confirmation
  • Session reminders
  • Broadcast links
  • Recording access

You will not receive marketing newsletters or unrelated commercial communications. Every email includes an unsubscribe option.

8. Acceptable Use of the Website

When using this website, you agree not to:

  • Use the website for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the website or its systems
  • Submit false or misleading information through registration or contact forms
  • Interfere with the proper functioning of the website
  • Use automated tools to scrape or extract content

9. Limitation of Liability

To the maximum extent permitted by applicable law, TIM LIMITED, its directors, employees, and the invited expert shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to:

  • Your use of or inability to use this website
  • Your participation in the webinar series
  • Any actions taken based on information presented during the webinar
  • Any technical issues, interruptions, or errors during sessions

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the website after changes are posted constitutes acceptance of the modified Terms. We encourage you to review these Terms periodically.

12. Contact Information

If you have any questions about these Terms of Use, please contact us:

TIM LIMITED

107 Rotherham Road
Coventry, CV6 4FH
United Kingdom

Email: [email protected]

Phone: +44 207 362 4938

These Terms of Use are effective as of January 1, 2026.

Last updated: January 1, 2026